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No Service Fee Till March, 2018 on eTickets: IRCTC

Indian Railway Catering and Tourism Corporation (IRCTC), which handles Internet based bookings of tickets for Indian Railways, has announced that under cashless push, there will be no service charge on eTickets till March, 2018.

Immediately after demonetization kicked in last November, IRCTC had announced waiver of service fee on all forms of online tickets for three months.

Then, this waiver was extended till June 30th, and then September 30th was the last day of this waiver.

Now, this has been extended for another 4 months, till March, 2018. This was declared by IRCTC in a notification dated September 29th, and was accessed by media yesterday.

Rs 20-40 (Rs 20 for sleeper class tickets, and Rs 40 for AC class tickets) is charged per online ticket by IRCTC. Become an IRCTC authorized E-Ticketing agent 

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Tatkal Ticket Booking, Cancellation Rules And Other Details In 10 Points

IRCTC, which provides online e-ticket booking facility for Railways, processes about 1,30,000 Tatkal transactions daily. Bulk of these Tatkal tickets are booked within minutes of the quota opening. IRCTC has come up with new facilities to pay for the Tatkal tickets. IRCTC website also says that during the journey, at least one passenger, whose identity card number has been indicated on the ticket, will have to produce original proof of identity indicated on the ticket, failing which all the passengers booked on the ticket will be treated as travelling without ticket and charged accordingly.
Tatkal Booking Rules In 10 Points:
1) Booking for Tatkal tickets AC classes open at 10:00 am and for non-AC classes at 11:00 am, one day in advance of actual date of journey, excluding date of journey.
2) Under the existing rule, no refund is granted on cancellation of confirmed Tatkal tickets.
3) Where confirmed reservation has been provided to RAC or waitlisted ticket holder at any time up to final preparation of charts, such ticket shall be treated as confirmed.
4) Cancellation Charges for RAC or Waitlisted Tickets: Refund shall be made if the ticket is cancelled up to 30 minutes before the scheduled departure, says IRCTC website.

5) In case of Tatkal ticket issued for travel for more than one passenger, some passengers have confirmed reservation and others are on waiting list, full refund of fare, less clerkage shall be admissible for confirmed passengers, subject to the condition that entire tatkal ticket is surrendered for cancellation up to thirty minutes before the scheduled departure of the train, according to IRCTC website.
6) If a train is running late by more than 3 hours or the train is cancelled, please file Ticket Deposit Receipt (TDR) with proper reason for claiming refund, says IRCTC website.
7) No concession is allowed in Tatkal booking.
8) IRCTC has introduced new facilities for payment of e-tickets, including Tatkal tickets: ePaylater (powered by Arthashastra Fintech Pvt. Ltd.) and Pay-On-Delivery (Powered by Anduril Technologies. These options enable to book tickets first and pay later.
9) For example, in the ePayLater option, you get the payment link through email and SMS on making your booking. You get up to 14 days to make the payment. Basically, ePayLater pays for you whenever you book a ticket. And you have to pay 3.50 per cent as charges, plus applicable taxes.
10) Tatkal charges per passenger are in addition to normal tickets. Tatkal charges are fixed as a percentage of fare at the rate of 10 per cent of basic fare for second class and 30 per cent of basic fare for all other classes subject to minimum and maximum as given here below, according to the Railways website.

Class of travel Minimum Tatkal charges (in Rs.) Maximum Tatkal charges (in Rs.)  Second (sitting) 10 & 15  Sleeper 100 & 200  AC Chair Car 125  & 225  AC 3 Tier 300  & 400  AC 2 Tier 400  & 500  Executive 400  &  500

Provide Indian Railways e-Tickets to your customers Real-time access, Hassle free Bookings & Cancellations Become an IRCTC authorized E-Ticketing agent 

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Make Way For An Extra Source of Income

Having an extra source of income never hurts anyone. Be it a college going student or a 9-5 job working professional or home maker or retired it becomes a cherry on the cake if one is able to get some extra amount of money credited to their bank account every month. If being able to do this does not require investment and a lot of time thereafter, it is even better. For college going students, for instance, relying on parents for a huge amount of study fees plus other unaccountable expenses, is like asking them for too much. If in spare time students are able to do something which helps them earn their basic expenses, it is something really beneficial for them.


But the question that arises is, is there any business that can easily let one earn up to 35,000 rupees on a monthly basis without one having to invest a lot of time on the same?

PGI retailer can offer many utility services like Money Transfer, Rail E-Ticketing, Bill Payment, Mobile Recharge, DTH Recharge, Flight, Bus, Insurance, Digital Wallet etc. End customer also gets the facility to pay for services at any store near their house by using Credit/Debit card or by paying Cash. Register with PGI and get started now!

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Become IRCTC authorized agent

Indian Rail Ticket Booking
Indian Railway Catering and Tourism Corporation’s (IRCTC) e-ticketing website books more than 4.63 lakh tickets with an average of 9.47 lakh passengers daily taking present daily transaction of more than Rs 53 crores (Source: TOI, Mar 20, 2014). The above figures make it very clear that IRCTC ticket booking agency comes with great earning potential. There is very nominal investment effective cost Rs.0 when it comes to be an IRCTC authorized agent (IRCTC agency) and with KYC documents to get verified and to start the process of IRCTC ticket booking instantly. PGI has further simplified the process by implementing the best of procedure taking care of IRCTC agent registration in few simple steps.


How To Become IRCTC Ticket Agent

In order to become an IRCTC authorized ticket agent (IRCTC agency) or to know more from us please do Register here our team will get in touch with you in no time… helping you with all the necessary information to start your own IRCTC ticket booking agency with us instantly.

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IRCTC’s ‘Vikalp’ Scheme Is Revolutionary

As of now, there is a mismatch between accommodation in reserved trains – While some trains are running with additional passengers, there are some trains which are running empty. And the irony is that, in most of the cases, both of these trains are running in the same direction.

To avoid such situation, Indian Railway has announced a new scheme called ‘Vikalp’ (Option), which can prove to be beneficial for all wait-listed passengers. And, at the same time, it can optimally utilise railways’ resources as well.

Here are 8 facts about Vikalp scheme which every train traveller should be aware of:

Assume you have a wait-listed ticket for a train called Lucknow Mail which goes from New Delhi to Lucknow, every day at 10 PM. The Chart has been prepared, and your ticket shows wait-listed # 32. Under Vikalp scheme, your ticket can be allocated to the next available train, which is going towards Lucknow from Delhi, and leaves after 10 PM.

Hence, without paying anything extra, your ticket can be upgraded or moved to another class under Vikalp. Assuming that you have a Sleeper class ticket for Lucknow Mail, which is wait-listed. Under Vikalp, your ticket can be upgraded to AC Superfast Express which leaves at 11.30 PM for Lucknow. You are not required to pay anything additional for the upgrade.

Hence, theoretically speaking, any ticket which is waitlisted can now be used to travel in premium trains like Shatabdi or Rajdhani, without any extra cost.

Vikalp Scheme is only for those tickets which have been booked via IRCTC website. As soon as the chart is prepared, and if your ticket is wait-listed, you will get an SMS, informing about activation of Vikalp option, and your new train, coach and berth numbers would be shared.

You have the option to either choose Vikalp option, and travel in another train, or cancel the existing ticket. In case of cancellation, the normal rules apply for wait-listed trains.

Once you opt for the Vikalp option, you can always upgrade to another higher class in the new train, by paying the difference of cost. For example, you had a AC 3 ticket, but under Vikalp, you got a sleeper class berth in a new train. Now, once you say yes to Vikalp, you can always upgrade to AC 3 in the new train by paying the difference of amount (in case berths are available). But the default allocation of ticket in a new train under Vikalp shall be free of cost, and included in the cost of the original ticket.

Now, after you say yes to Vikalp, and then you decide to cancel, then the cancellation shall be treated for a confirmed berth on the new train, not on the basis of wait-listed ticket on the old train.

Only those passengers whose tickets are wait-listed even after preparation of chart would be eligible for Vikalp option. And, once you have said yes to Vikalp, you cannot board the original train, for which your ticket was issued in waiting list.

Pan-India roll out of Vikalp shall start from April 1st. However, Indian Railways had been running the scheme on a pilot basis on few routes such as Delhi-Lucknow, Delhi-Jammu and Delhi-Mumbai, since November 1st.

Provide Indian Railways e-Tickets to your customers Real-time access, Hassle free Bookings & Cancellations Become an IRCTC authorized E-Ticketing agent

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PGI Wins HOT 1OO: RACE TO GRACE 2017 Award

Mumbai, India – March 15, 2017 – Amidst a gathering of eminent CIOs, angel investors, industry stalwarts, VCs, and corporate heads, PGI (Payment Gateway of India) has been recognised with HOT 1OO: RACE TO GRACE 2017 Award, which champions innovation and enterprise.

This was the third edition of the Hot 100 Awards, which honour startups providing unique and disruptive technology solutions that work, deliver real benefits, are innovative and potentially address the market at large. This year saw a significant number of entries and the 23 jury member panel was hard pressed to select the winners whose creative use of technology made them stand out. Entries were received from a wide array of fields, from Cloud and Data Analytics to Healthcare, Education, Social Media, eCommerce, IoT, and BFSI, among others.


Winners of the HOT 1OO: RACE TO GRACE 2017 Awards were determined by public voting coupled with scores from an eminent pan-India jury panel. The panel comprised industry stalwarts—CIOs, Investors, Analysts, Commentators and Industry Leaders—who allocated scores and basis their expertise finalised the winners. Selection is made by evaluating the startup’s technological innovation, team strength, opportunity size, and product value proposition. The HOT 100 Awards are a celebration of the entrepreneurial spirit, and seek to recognise and reward India’s most dynamic enterprise-focused startup businesses. Having earned this validation and honour, startups have a platform through which they can introduce their company to the world.

HOT 1OO: RACE TO GRACE 2017 Awards were presented to 100 innovative startups.

“Through the Hot100 Awards we have curate the most validated, trustworthy and promising technology startups in the country,” said Anoop Mathur, Founder & President, Centre Of Recognition & Excellence. “This is done with the help of the CIO community, Angel Investors and the ICT Ecosystem Mentors. I’m very excited for the winners who demonstrated innovation and excellence, with outstanding achievements. I congratulate them on winning this elite tag.”

PGI is one of a kind, A one stop assisted fintech eco system bridging the gap between offline and online through tech based consolidation between PGI local touch point, end customer and merchant by addressing pain area of all stake holders, catering to the banked, unbanked population of India and Bharat. Our customers both banked and unbanked including wallets population of India and the rest of Bharat. With excellent feedback received, users are enthralled about PGI solving their problem in a coherent way, while certain feature additions will definitely be part of the solution. With 5 lac + micro merchants presence on boarded with 1000 merchants, actually makes a much more efficient system to impact mass numbers.

“The Hot100 awards provides a great showcase for start-ups in the tech sector and a great networking opportunity” said Parag Shah Founder & Director at Payment Gateway of India.

KPMG is the knowledge partner for HOT 100 2017.

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Read a great interview with our founder Parag Shah at

PGI is one of a kind, A one stop assisted fin tech eco system bridging the gap between offline and online through tech based consolidation between PGI local touch point, end customer and merchant by addressing pain area of all stake holders, catering to the banked, unbanked population of India and Bharat. read full interview here

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Bharat Interface for Money

Here are ten things you need to know about the BHIM app:
1. What is BHIM: Bharat Interface for Money (BHIM) is an initiative to enable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. BHIM is developed by the National Payment Corporation of India (NPCI).
2. How it works: One has to register a bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting. If your mobile number is already registered with UPI, you are good to go.
3. How to send or receive money: One can send money to or receive money through a mobile number or payment address. Money can also be sent to non UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required. One can check your bank balance and transactions details on the go. You can create a custom payment address in addition to your phone number. You can scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.

4. Transaction Limits: BHIM accepts a maximum of Rs 10,000 per transaction and Rs 20,000 limit within 24 hours. It supports Hindi and English currently.
5. Compatible OS: Bharat Interface for Money app is currently available on Android (Version 8 and above) and iOS mobiles (Version 5 and above).
6. Essentials for BHIM: To start using Bharat Interface for Money one needs to have a Smartphone, Internet access, an Indian bank account that supports UPI payments and a mobile number linked to the bank account.
7. How to setup a BHIM PIN: One can set your UPI PIN by going to Main Menu -Bank Set UPI-PIN for the selected account.
8. Bank support: Currently, Bharat Interface for Money supports linking of one bank only. At the time of account set-up, one can link a preferred bank account as the default account. In case you want to link another bank account, you can go to Main menu, choose Bank Accounts and select your default account. Any money that is transferred to you using your mobile number or payment address will be credited into your default account.
9. The best #UPI app – simple and does one thing well – send & receive money. Great work!
10. Charges for BHIM: There are no charges for making transaction through Bharat Interface for Money. However banks might levy a nominal charge as UPI or IMPS transfer fee.
Top up your PGI retailer account using vpa : PGI@ICICI from any upi app.

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